India, Feb. 4 -- Andrew Spira noticed a problem in 2018: small and medium businesses in Australia struggled to get loans from banks. The process was slow, complicated, and filled with paperwork. This frustration led him to create Skyecap, which gives businesses quick access to money without the usual banking hassles. Today, Skyecap helps thousands of Australian companies get the funds they need to grow.

Traditional banks often take weeks or months to approve loans, making it hard for businesses to act quickly when they need money. Skyecap changed this by creating a system to review and approve loans in hours.

Through its SkyeAI program, the company uses artificial intelligence to analyze business data and make fast decisions. The compan...