India, Oct. 29 -- Seema and Rajiv Mathur, a Dual-income, no-kids (DINK) couple in New Delhi, are both working professionals. Despite their high dual income, they prefer to rent rather than buy property. They value mobility and freedom. They also invest their savings in mutual funds and Systematic Investment Plans (SIPs). They simply avoid the big financial and emotional commitment of homeownership.

In contrast, Roliee Anshuman and her husband, a dual-income with kids (DIWK) couple in Gurugram, prioritise buying a home. They want to create a stable family environment. They also see property as a long-term investment, despite the financial strain of EMIs (Equated Monthly Installments). Their main goal is to provide space and security for t...