India, Jan. 2 -- justify;">Owning a home is a financial goal for millions of Indians, and Home Loans are the most widely used way to achieve it.

If you're thinking of buying a house, understanding Home Loan interest rates, repayment planning, and government-backed schemes can help you make better decisions and reduce long-term costs.

A Home Loan is a secured loan offered by banks and NBFCs to help you purchase, construct, or renovate your property. Lenders evaluate your income, credit score, and repayment ability before sanctioning the loan.

The most important aspect for borrowers is the Home Loan interest rate, as even a small difference in percentage can save or cost you lakhs over the loan tenure. That's why it's important to compar...