India, Dec. 29 -- People buy car insurance in a rush often just before their old policy ends or when they get a new car. Most focus on premiums and coverage amounts, but they ignore other important details. These overlooked things can play a big role in what happens with claims, total expenses, and your peace of mind down the road.

When you decide to purchase car insurance online, learning about these less obvious aspects can guide you to make a better and smarter choice.

Many people often make the mistake of comparing car insurance plans by looking at the premium. A lower premium might look like a better deal at first, but it comes with trade-offs. Things like deductibles, claim limits, and extra benefits are important in determining h...