India, Dec. 31 -- Artificial intelligence (AI) is increasingly becoming an integral part of modern life, and the financial sector, both globally and in India, is undergoing a significant transformation as a result. Advances in computing power, data availability, and machine learning techniques have enabled AI systems to support, and in some cases automate, complex investment decisions. From algorithmic trading and quantitative investing to portfolio construction and risk management, AI is steadily reshaping how capital is allocated in financial markets. While these developments offer meaningful advantages, they also raise important concerns that require careful consideration.

One of the earliest and most visible applications of AI in fin...