India, Feb. 13 -- As home prices in Bengaluru push past the Rs.2 crore mark in many neighbourhoods, buyers are increasingly questioning how much income is truly required to comfortably afford such properties. Across social media platforms like X and Reddit, homebuyers highlight growing concerns around EMI burden, lifestyle expenses and long-term financial planning, particularly as interest rates and living costs remain elevated.

Recently, the Reserve Bank of India has chosen to keep its benchmark interest rate unchanged, a move widely seen as bringing stability and predictability to borrowing costs. While the pause is expected to support confidence among homebuyers and help new borrowers plan purchases with greater certainty, some real e...