Chandigarh, Dec. 28 -- Picture this. You are a woman in your 80s, living alone with your nonagenarian husband. You receive a call from an unidentified number, where the caller identifies themselves as an officer of the Central Bureau of Investigation (CBI) or the Reserve Bank of India (RBI). They claim that your spouse's identity card has been used in a criminal activity, and that you have to pay a certain amount to avoid legal trouble. Your first instinct is to do whatever it takes to save your partner or family member.

This was exactly what happened to an 81-year-old resident of Sector 47, who ended up losing a whopping Rs.95 lakh to cyber fraudsters who impersonated officials of CBI and RBI and said that her husband's Aadhar Card had ...