India, Feb. 21 -- Priya Shah, an NRI based in Singapore, decided to sell her Pune apartment for Rs.1.2 crore. Before finalising the deal, she checked her holding period and realised she was just weeks away from completing 24 months.

She delayed the registration slightly so the transfer qualified as long-term capital gains. She also applied for a lower TDS certificate since her actual capital gain was much lower than the TDS deducted on the full sale value.

By aligning the transfer date with her Section 54 investment timeline and keeping all documents ready, Priya reduced excess tax deductions and ensured a smooth repatriation of funds.

In most cases, when an NRI sells property in India, the date of registration of the sale deed is trea...