India, June 24 -- One minute you're checking emails or scrolling through social media. The next, your money's gone, your data's leaked and you're left wondering how did this even happen?

It doesn't always take some complicated hacker attack. Sometimes, it's just a convincing message, a fake job offer or a link you shouldn't have clicked. And that's what makes online scams so dangerous, they don't feel like scams until it's too late.

Cybercriminals have become smarter, sneakier and faster. But so can we. Here's a breakdown of 8 common scams doing the rounds right now, how they trap people and how you can avoid being next.

Phishing scams

You get an email from what looks like your bank: "Suspicious login detected. Click here to secure yo...