India, June 20 -- Managing personal finances can feel overwhelming, especially with the variety of payment methods available today. Many people find it difficult to keep track of expenses spread across digital wallets, cards, and cash. Fortunately, several free mobile apps can simplify this task by helping users monitor their spending and organise their money more effectively. Here are five notable apps that offer expense tracking and money management tools without any cost.

Axio, formerly known as Walnut, has gained over 10 million users and stands out as a reliable expense tracking app. It links your bank accounts and cards by detecting the mobile number associated with them. The app automatically pulls transaction data from SMS messag...