New Delhi, July 29 -- Medical emergencies are unpredictable. One moment, everything feels normal, and the next, you may find yourself rushing a loved one to the hospital. In such situations, money is often the last thing you want to worry about. This is where health insurance plays a crucial role. It acts as a financial cushion, ensuring that a health emergency does not turn into a financial disaster.

What is health insurance?

Health insurance is a type of policy that covers medical expenses incurred due to illnesses, accidents, or hospitalisation. It can help you pay for hospital room charges, doctor's consultation fees, diagnostics, surgeries, and post-hospitalisation expenses.

There are different types of health insurance plans avai...