Kathmandu, July 16 -- Over a year since the launch of cross-border transactions, Indian users making payments through quick response (QR) codes in Nepal have surpassed a million transactions. But despite repeated talks, apparent reluctance from Indian authorities have kept Nepalis from accessing the same service in India.

According to Nepali officials privy to the matter, the official launch of QR-code-based payments in India has been delayed due to reluctance on the Indian side.

On Monday, Fonepay, a Nepali digital payment service provider, said the number of Unified Payments Interface (UPI) transactions in Nepal has crossed 1 million, while the total transaction value has surpassed Rs2 billion.

Fonepay QR services have reached all 77...