Pachperwa (india), July 30 -- Until three months ago, Saroj Thapa Magar was an employee of the Rastriya Banijya Bank in Dhading, earning Rs24,000 a month. That's when he was approached by a man who promised to turn him into a millionaire within a year.

Magar was told he would initially be making Rs40,000 a month but would get the opportunity to make a lot more, depending on how many others he recruited. It was a 'networking' job, he was told, where employees would sell medicine and other household essentials. For every new employee that he recruited, he would get a portion of their sales. Those new employees would have a chance to make their own money by bringing in even more people.

Magar took out a loan and paid a man Rs365,000 for th...