DAR ES SALAAM, Jan. 14 -- THROUGH my weekly column on 'Money Matters' I always advocate for 'wealth creation' and seldom do I talk about spending the money one has accumulated through consistent savings.

We all know that it is important to maintain a balance in life. Only accumulation of wealth and no spending will make the life dull and boring. Hope you may heard the famous quote stating - "all work and no play makes Jack a dull boy".

Thus an element of enjoyment is very essential in our life; else it will be altogether meaningless to live. The desire to accumulate extreme wealth is irrational. Beyond a certain point, added wealth cannot increase the opulence of one's style of living or increase one's happiness. Yet the dream of having m...