New Delhi, Nov. 11 -- At its core, the update aims to do three things: make payments faster, make money management smarter, and give users greater control over their data. The rollout also extends certain capabilities to Non-Resident Indians across 12 countries, letting them link international numbers with NRE/NRO bank accounts for seamless UPI payments in rupees.

Paytm's new AI layer organises transaction history, tags spending, and surfaces insights without manual effort. Two practical examples stand out:

* A reimagined balance history uses AI tags to present a consolidated picture of balances across UPI-linked bank accounts - a quick answer to a problem many users face when juggling multiple bank apps.* Monthly expenses are auto-cate...