New Delhi, Jan. 20 -- At a time when access to formal credit remains uneven across India's small business economy, Intellend Technologies Advisors Private Limited is positioning itself at the intersection of lending and digital commerce. The Mumbai-based fintech has raised $1.2 million (INR 10.6 crore) in a seed round led byIncubate Fund Asia, with participation from M Venture Partners, Atrium Angels, and angel investor Dhananjay Tiwari.

The capital infusion comes less than a year after Intellend's founding and signals growing investor interest in infrastructure-led fintech models aimed at India's vast MSME segment.

India's MSME credit gap is estimated at over $500 billion, driven by limited access to formal lending, thin credit histori...