Nairobi, Dec. 15 -- The end of the year invites a time of reflection as individuals and organisations take stock of the year and prepare to start the new year with renewed vigour and enthusiasm.

Amid various economic and social challenges, it's inherent for human beings to pursue goals that give them personal satisfaction. Additionally, the passage of time brings with it life events through individual choices and decisions or the natural cycle of life taking shape.

One of the key aspects of personal goals is financial matters.

This encompasses different aspects of protection, growth and stability, among others. The evolving nature of the global and local job environment has led to the emergence of freelancers, remote workers and an inc...