Nairobi, Jan. 27 -- The conversation about money at a small manufacturer's site in Nairobi's Industrial Area quickly turns to real business concerns. The company has outstanding orders, but it is facing a serious cash shortage. A single late payment can immediately block the payment of wages, rent, and stock.

The discussion often touches on basic questions. What is forex trading? As fluctuations in the shilling affect the cost of fuel, machinery parts, and imported materials. A new theme has emerged over the past few weeks. Borrowing has become more manageable than before, which benefits firms that need working capital rather than holding large cash reserves.

Kenya's transition has unfolded gradually rather than through a sudden shift. ...