Nairobi, Feb. 9 -- If you are part of any investment-related WhatsApp group today, chances are you have come across lively discussions about forex trading and crypto assets.

Many people often share screenshots of impressive gains alongside stories of luxurious lifestyles, while a few others quietly admit to having suffered significant losses.

This contrast leaves many wondering whether these opportunities are legitimate investments or a more sophisticated form of gambling.

Such curiosity is understandable in an environment where the cost of living continues to rise, forcing individuals to look for ways to grow their money faster.

Both the foreign exchange (forex) market and the cryptocurrency market are real, and widely used around th...