Nairobi, Jan. 19 -- With just a few weeks into the new year, many people remain upbeat about their goals and hope this will turn out to be their best year yet.

You have probably put your best foot forward to make this a year of growth and scaling greater heights, be it in careers, family life, spiritual journey, health and of course, finances.

If you are wondering where to grow your money this year, financial adviser Mary Mwangi has some practical tips for both seasoned and first-time investors.

"Safe investments mean channels that give a guaranteed return with low to zero risk of loss. These include Treasury bills and bonds, fixed deposit accounts, money market funds, and specific insurance investment plans," she says. "These channels...