South Africa, Dec. 1 -- The newly released insights provide a detailed look at payment trends, transaction volumes, and shifting consumer preferences during one of the busiest retail days of the year.

Key findings from Discovery Bank's SpendTrend 2025

Comparison of November 2025 month-to-date data with the same period in 2024 and 2023 shows growth in both number and value of transactions. According to Business Report, average transactions per client have risen by 5% compared with 2024 and by 13% compared with 2023. Meanwhile, average spend per client is up 3% compared with last year.

Insights indicate that digital wallets have now emerged as the default method for in-store transactions, with smart device payments accounting for nearly ...