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What is a charge-off, and how long does it stay on your credit report?

New Delhi, Sept. 22 -- To put it simply, a charge-off is one of the most serious and damaging entries on an individual's credit report. Such an entry can complicate future borrowing potential and can ... Read More


Gold hits fresh peak: 5 factors that make yellow metal a glittering choice for festivals and weddings

New Delhi, Sept. 22 -- Gold continues to scale new highs, setting benchmarks. On September 22, it traded at Rs.11,302 per gram (24K) and Rs.10,320 per gram (22K). The price rise underlines its endurin... Read More


How to report a name change to a credit bureau? A step-by-step guide

New Delhi, Sept. 22 -- It is your responsibility to keep your credit report accurate for seamless financial transactions and approval of personal loans, credit cards, and other similar credit lines. A... Read More


Top 5 myths about personal loan recovery and the truth behind them

New Delhi, Sept. 22 -- Personal loans are a sensible option for meeting urgent cash requirements without any collateral. They offer borrowers flexible repayment options, competitive interest rates, se... Read More


How to get a Rs.3 lakh personal loan with a 650 credit score? Find out

New Delhi, Sept. 19 -- A Rs.3 lakh personal loan with a credit score of 650 is possible, but borrowers must clear multiple checks, face higher interest rates, and deal with stricter repayment terms. L... Read More


Can you get a Rs.3 lakh loan with a 650 credit score? Here's the answer

New Delhi, Sept. 19 -- A Rs.3 lakh personal loan with a credit score of 650 is possible, but borrowers must clear multiple checks, face higher interest rates, and deal with stricter repayment terms. L... Read More


91 mainboard IPOs in 2024, 67 so far in 2025 - 5 key things to know before you dive into the IPO wave

New Delhi, Sept. 19 -- As many as 67 mainboard IPOs have been listed so far in 2025, with about three months left before the end of the year, according to the official Chittorgarh website. The total a... Read More


Credit card grace period explained: 5 key things every user must know

New Delhi, Sept. 19 -- Smart credit card usage is more than spending control. It comes with several other important features and benefits. One such feature is the credit card payment grace period. Thi... Read More


Can you really get a credit card without a bank account? Here's the truth

New Delhi, Sept. 18 -- A growing number of aspiring credit card applicants are seeking financial flexibility, ease of use, and smooth approval without necessarily linking their accounts to conventiona... Read More


Gold prices hit record highs: Four ways to invest smartly and add shine to your portfolio

New Delhi, Sept. 18 -- Gold touched all-time highs in 2025. This has been primarily a consequence of turbulent geopolitical issues such as the Russia-Ukraine war and Trump tariffs, along with other as... Read More