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UPI credit cards: Why should you track your spending; how to do it?

New Delhi, Feb. 10 -- Do you use a credit card linked to theUPI? If yes, you obviously have a higher propensity to overspend. We tend to make a Rs.40 worth transaction here or Rs.50 worth transaction... Read More


Valentine's Day 2025: BOBCARD announces discounts across market places including Amazon, Flipkart, Myntra & others

New Delhi, Feb. 7 -- BOBCARD, a subsidiary of Bank of Baroda, has unveiled its latest campaign titled #ReimagineLoveWithBOBCARD - 2.0. As the Valentine's season kicks off, BOBCARD has announced an arr... Read More


Last chance to lock fixed deposits at the current interest rates as RBI kicks off rate cut cycle; check latest rates

New Delhi, Feb. 7 -- As the Reserve Bank of India's (RBI) monetary policy committee (MPC)cut repo rateby 25 basis points on Friday, it is seen as the start of interest rate cut cycle. Typically, a cut... Read More


How to keep your credit score above 700? Top 6 things to do

New Delhi, Feb. 7 -- Maintaining a credit score above 700 (measured by CRIF High Mark, Experian or Equifax) calls for credit discipline. This means one should clear one's credit card bills and loan re... Read More


Credit Card: How can SBI card holders update their contact information online?

New Delhi, Feb. 6 -- If you use an SBI credit card and have recently updated your phone number or address, then it is important that you update the same on your SBI Card account as well. The process ... Read More


Defaulting on personal loan: What are the adverse consequences? Find out

New Delhi, Feb. 6 -- When you face some financial problem or hardship, you can explore the prospect of raising apersonal loan. Typically, a personal loan is taken out for a number of reasons such as a... Read More


Credit score boost: How long does it really take to improve your rating? Find out

New Delhi, Feb. 5 -- If you are planning to raise a personal loan remember that one of the key criteria that determines your application is your credit score. You can check your credit score for free... Read More


Is it advisable to opt for personal loan over a credit card? Here's what you need to know

New Delhi, Feb. 4 -- If you possess one or morecredit cards and you have an urgent financial requirement to meet, then you can ideally choose one of the two options: either you can raise aloan, or you... Read More


Personal loans: Why taking a loan for travel may not be a good idea?

New Delhi, Feb. 4 -- Are you planning to go on a vacation by taking out apersonal loan? This is obviously not a good idea. A personal loan is anunsecured loan which levies a high rate of interest from... Read More


Personal loan: How to use EMI calculator to change your monthly instalment

New Delhi, Feb. 4 -- When you take out a personal loan, one of the most important considerations is to check the monthly instalment to pay off your debt. In case you are wondering how you can lower yo... Read More