New Delhi, Sept. 9 -- Here is how you can find out whether you are a spend thrift or otherwise. Just answer the questions with Yes or No.

Shop till you drop!

- Do you go shopping by yourself or with family?

- Do you prepare a shopping list before setting out?

- Once inside a shop, do you buy things not listed?

- Before buying do you evaluate its price and usefulness?

- Do you buy things only when necessary?

- Do you buy things and store it for later?

- Do you go for discount sales?

- Do you fall prey to the salesman's talk?

- Do you check the price on the commodity and in the bill?

- Do you take an excess of cash with you?

If at least five of your answers are in the affirmative you are a prudent shopper.

If more than five of ...