Hanoi, Dec. 18 -- The Vietnam Credit Information Joint Stock Company (PCB) has developed the ID365 solution, aimed at helping customers detect early signs of fraudulent loan applications. When a financial institution affiliated with PCB conducts a credit inquiry for a loan in a customer's name, the system automatically sends an email notification to the customer. This allows users to immediately verify the loan request and identify any fraudulent activity, helping them take swift action to protect their personal credit information. In fact, the increasing frequency of personal data breaches is paving the way for more sophisticated forms of financial fraud, particularly identity theft to secure loans. Although warning signs, such as unusua...