US Patent Issued to ZestFinance on April 8 for "Adverse action systems and methods for communicating adverse action notifications for processing systems using different ensemble modules" (California, Illinois, Washington Inventors)

ALEXANDRIA, Va., April 9 -- United States Patent no. 12,271,945, issued on April 8, was assigned to ZestFinance Inc. (Los Angeles).

"Adverse action systems and methods for communicating adverse action notifications for processing systems using different ensemble modules" was invented by John W. L. Merrill (Redmond, Wash.), Shawn M. Budde (Evanston, Ill.), John Candido (Burbank, Calif.), Lingyun Gu (Thousand Oaks, Calif.), Farshad Kheiri (Woodland Hills, Calif.), James P. McGuire (Long Beach, Calif.), Douglas C. Merrill (Los Angeles), Manoj Pinnamaneni (Los Angeles) and Marick Sinay (Hawthorne, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "This invention relates generally to the personal finance and b...