ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,423,675, issued on Sept. 23, was assigned to Worldpay LLC (Symmes Township, Ohio).
"Combination payment card and methods thereof" was invented by Bryan T. Bailey (Florence, Ky.) and Edward D. Paciolla (Canton, Ga.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for processing payment transactions using combination payment cards. The combination payment card is associated with an open-loop account and one or more closed-loop accounts. Transaction information is received from a point-of-sale device. At least one of the closed-loop and open-loop account is debited."
The patent was filed on Feb. 8, 2022, under Application No. 17/667,022...