ALEXANDRIA, Va., July 30 -- United States Patent no. 12,373,858, issued on July 29, was assigned to Worldpay LLC (Symmes Township, Ohio).
"Decentralized computer systems and methods for loyalty points payments using distributed ledgers" was invented by Chandra Olson (Orlando, Fla.), Joshua Mather (Bend, Ore.) and Paul Anthony Rose (Pacifica, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Decentralized computer systems and methods are disclosed for establishing and conducting payment processing with loyalty points using distributed ledger. One method includes: receiving a consumer identification, an issuer identification, and transaction information from a point of sale system when the loyalty card is ...