ALEXANDRIA, Va., Feb. 3 -- United States Patent no. 12,541,767, issued on Feb. 3, was assigned to Worldpay LLC (Symmes Township, Ohio).
"Systems and methods for context-driven electronic transactions fraud detection" was invented by Nicole S. Jass (Aurora, Colo.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are disclosed for establishing fraud detection system for authorizing payment for consumer transactions based on a user's tender-switching or transaction abandonment practices. One method includes: receiving transaction history of a user, the transaction history including a first payment vehicle and a second payment vehicle; determining, of the received transaction history, one or mor...