US Patent Issued to Wells Fargo Bank on Oct. 7 for "Systems and methods of identity authentication using a custom visual code" (California Inventors)

ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,438,723, issued on Oct. 7, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Systems and methods of identity authentication using a custom visual code" was invented by Jason Huang (San Francisco), Dennis E. Montenegro (Concord, Calif.) and Sadie S. Salim (Mill Valley, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for authenticating user identity using custom visual code is disclosed. One disclosed method includes determining user identification information based on received biometric data; generating a temporary one-time password; encrypting the user identification information and the temporary one-time password; and gen...