ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,437,336, issued on Oct. 7, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Real-time currency exchange system" was invented by Frank Digangi (San Francisco), Carrie Anne Hanson (Charlotte, N.C.), Jonathan Austin Hartsell (Mooresville, N.C.) and Daniel Sanford (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system includes a network interface circuit and a processing circuit configured to receive a physical currency transaction request from a first user device, the physical currency transaction request including a currency exchange transaction parameter; match the physical currency transaction request to another physical currency...