ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,470,651, issued on Nov. 11, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Contextual mobile client application systems and methods" was invented by Nathan Coles (El Cerrito, Calif.), Darren Goetz (Salinas, Calif.), Uma Meyyappan (Freemont, Calif.), Dennis Montenegro (Concord, Calif.), Steve Perez (Alameda, Calif.) and Debarchana Roy (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method includes obtaining, by a mobile client application of a user mobile device, context data associated with a user, predicting, by the mobile client application, an intended action of the user to be performed at a provider location based on the con...