ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,470,403, issued on Nov. 11, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Browser authentication of server public key certificate (BAS-PKC)" was invented by Jeffrey J. Stapleton (O'Fallon, Mo.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The arrangements disclosed herein relate to systems, apparatus, methods, and non-transitory computer readable media for determining, by a browser, data cipher by encrypting data using a first encryption key, the first encryption key is generated using a first random number, a second random number, and a third random number. The browser sends to a server, the data cipher. The browser determines a key cipher b...