ALEXANDRIA, Va., June 12 -- United States Patent no. 12,299,111, issued on May 13, was assigned to Wells Fargo Bank N.A. (San Francisco).
"Setting an authorization level at enrollment" was invented by Adam Evans Vancini (Concord, Calif.), Christopher Phillip Clausen (Novato, Calif.) and Darrell L. Suen (San Ramon, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A device includes a processor coupled to a memory that stores instructions that when executed by the processor cause the processor to provide access to at least one of a product or a service via a digital channel; provide initial information to an authorizer via the digital channel; receive an enrollment token, the enrollment token including ide...