ALEXANDRIA, Va., June 12 -- United States Patent no. 12,299,678, issued on May 13, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Server-to-device secure data exchange transactions" was invented by Anthony Burton (Charlotte, Calif.), Benjamin Soccorsy (Larkspur, Calif.), Jim Stahley (San Francisco) and Valeria C. Jones (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments described herein relate to systems, methods, and non-transitory computer-readable media structured to perform server-to-device secure data exchange using a device access token. In an embodiment, a smart device receives, from a requestor entity provided to the smart device, an account data provisioning re...