ALEXANDRIA, Va., March 5 -- United States Patent no. 12,243,046, issued on March 4, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Systems and methods for enabling customized digital objects in multiple environments" was invented by Young M. Yang (San Francisco), Eric J. Miller (Burlingame, Calif.) and Jenny Y. Tao (Belmont, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods of enabling and providing digital objects across multiple environments are provided. A computer-implemented method includes: receiving, by a provider institution computing system, a request to associate a card with a digital object; generating, by the provider institution computing system, at least one fil...