ALEXANDRIA, Va., March 5 -- United States Patent no. 12,243,043, issued on March 4, was assigned to Wells Fargo Bank N.A. (San Francisco).
"Cardless ATM authentication" was invented by Michael R. Thomas (San Francisco), Armin Ajami (San Francisco), Roger Baclig (Daly City, Calif.), Jeffrey Cornman (San Francisco) and Darrell Suen (San Ramon, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for cardless authentication of a user at an automated teller machine are described. A method includes detecting, by a mobile device of a customer, a proximity notification including an identifier broadcast from an automated teller machine within a designated time range, the automated teller machine...