US Patent Issued to Wells Fargo Bank on March 18 for "Biller directory and payments engine architecture" (California, Minnesota Inventors)

ALEXANDRIA, Va., March 19 -- United States Patent no. 12,254,463, issued on March 18, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Biller directory and payments engine architecture" was invented by Alan W. Hecht (San Francisco), Sotirios Barkas (San Jose, Calif.), Ann M. Kirk (Deerwood, Minn.), Peter Rozovski (Concord, Calif.), Peter L. Shen (Castro Valley, Calif.) and Chate Yap (Orinda, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A payer computing system includes a processing resource, a memory resource, and computer-executable instructions stored thereon and embodied in a customer-side application programming interface (API). The instructions, when executed by the processing resource, ...