US Patent Issued to WELLS FARGO BANK on July 15 for "Retailer card instant approval and provisioning" (California Inventors)

ALEXANDRIA, Va., July 16 -- United States Patent no. 12,361,407, issued on July 15, was assigned to WELLS FARGO BANK N.A. (San Francisco).

"Retailer card instant approval and provisioning" was invented by Peter Ho (Walnut Creek, Calif.) and Andrew L. Martinez (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method includes receiving a mobile device identifier associated with a mobile device, wherein the mobile device identifier is received based on a first near-field communication (NFC) tap between the mobile device and a third-party computing system; validating the mobile device as belonging to a customer based on the received mobile device identifier; binding the mobile device identifier to ...