US Patent Issued to Wells Fargo Bank on Jan. 13 for "Using model-based trees with boosting to fit low-order functional anova models" (North Carolina, California Inventors)

ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,524,804, issued on Jan. 13, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Using model-based trees with boosting to fit low-order functional anova models" was invented by Linwei Hu (Charlotte, N.C.), Jie Chen (Fremont, Calif.) and Vijayan Nair (Matthews, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, apparatuses, methods, and computer program products are disclosed for training a GAMI-Tree model. An example method includes initializing an iterative prediction model and performing a required number of model training iterations. For each model training iteration, the method further includes (i) performing a required number of main-e...