US Patent Issued to Wells Fargo Bank on Feb. 11 for "Biometric token that functions as a universal identifier" (California, Minnesota Inventors)

ALEXANDRIA, Va., Feb. 12 -- United States Patent no. 12,223,505, issued on Feb. 11, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Biometric token that functions as a universal identifier" was invented by Jinee K. Ellis (San Francisco), Timothy R. Knowlton (San Francisco), Ashish B. Kurani (Hillsborough, Calif.) and Steven E. Puffer (Champlin, Minn.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for identifying a user to a merchant include creating a token for the user, the token identifying the user and user information of the user, where creating the token includes generating a string based on a user biometric and hashing the string to generate a hashed string, sending a notifi...