ALEXANDRIA, Va., Dec. 9 -- United States Patent no. 12,495,028, issued on Dec. 9, was assigned to Wells Fargo Bank N.A. (San Francisco).
"Adaptive authentication" was invented by Harlan H. Bloom (Saint Charles, Mo.), Lizmari Brignoni (Gilbert, Ariz.), Mark David Castonguay (Corte Madera, Calif.), Lisa Munter Clarke (Greenbrae, Calif.), Upul D. Hanwella (San Francisco), Traci H. Nguyen (San Francisco) and Erica Ulrich (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and techniques for an system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is r...