ALEXANDRIA, Va., Dec. 31 -- United States Patent no. 12,511,689, issued on Dec. 30, was assigned to Wells Fargo Bank N.A. (San Francisco).
"ATM customer messaging systems" was invented by Jonathan Velline (Oakland, Calif.), Darren Goetz (San Francisco), Xuan Nguyen (San Francisco) and Nahal Agahi (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "A method includes authenticating an account holder via an automated teller machine (ATM) based on identification information, identifying an event associated with the account holder, and delivering a gift to the account holder via the ATM based on the account holder accessing the ATM at a time occurring within a time window associated with the event."
Th...