ALEXANDRIA, Va., Dec. 23 -- United States Patent no. 12,505,428, issued on Dec. 23, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Systems and methods for foreign currency exchange and transfer" was invented by Sayali Bhos (San Francisco), Harmit Singh Dhanoa (San Francisco), Laura Marie Fontana (San Francisco), Marc Le Boeuf (San Francisco), Matthew Shepherd (Charlotte, N.C.), Nikolai Stroke (Gilbert, Ariz.), Duc M. Trinh (Golden Valley, Minn.) and Daniel G. Vogt (New York).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer-readable storage media for locking-in currency exchanges. One method includes providing, by a graphical user interface (GUI) of a wallet application, a...