ALEXANDRIA, Va., Dec. 16 -- United States Patent no. 12,499,433, issued on Dec. 16, was assigned to Wells Fargo Bank N.A. (San Francisco).
"Systems and methods for contactless smart card authentication" was invented by Peter Ho (Walnut Creek, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer-readable storage media of activating a card having a contactless chip are provided. One method includes receiving, from a mobile device via a wireless transmission from the card having the contactless chip to the mobile device, a cryptogram, and decrypting the cryptogram to reveal information. The method further includes comparing the revealed information regarding at least one of the c...