US Patent Issued to Wells Fargo Bank on April 29 for "Systems and methods for smart card mobile device authentication" (California Inventor)

ALEXANDRIA, Va., June 9 -- United States Patent no. 12,288,206, issued on April 29, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Systems and methods for smart card mobile device authentication" was invented by Peter Ho (Walnut Creek, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method of authenticating a smart card for a mobile pay function of a mobile device using a smart card is disclosed. The method includes: offering, by a mobile pay circuit of the mobile device, a mobile pay function; receiving, by the mobile pay circuit, an affirmative user input to enable the mobile pay function; wirelessly receiving, by a contactless logic of the mobile device, an authentication code from a smar...