US Patent Issued to Wells Fargo Bank on April 15 for "Authentication using a knowledge factor identification transaction with challenge authentication token" (Missouri Inventor)

ALEXANDRIA, Va., June 5 -- United States Patent no. 12,278,895, issued on April 15, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Authentication using a knowledge factor identification transaction with challenge authentication token" was invented by Jeff J. Stapleton (O'Fallon, Mo.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, apparatuses, and computer program products are disclosed for authenticating a user using a knowledge factor identification transaction with a challenge authentication token. An example method includes providing a logon request, wherein the logon request comprises a user identifier received from a user. The example method further includes receiving a challenge sequen...