ALEXANDRIA, Va., April 2 -- United States Patent no. 12,266,245, issued on April 1, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Computer-based system for provisioning new accounts using location-based authentication" was invented by Shari Van Cleave (San Francisco), Darren Michael Goetz (Salinas, Calif.) and Dennis Emmanuel Montenegro (Concord, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method comprises receiving, by a computing device from a customer device, a request to provision a financial account for the customer, associating, by the computing device, a mobile device with the requested financial account, and sending, by the computing device to the mobile device, authentication i...