ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,423,672, issued on Sept. 23, was assigned to Visa International Service Association (San Francisco).

"Authentication systems and methods using location matching" was invented by Jalpesh Chitalia (Castro Valley, Calif.) and Ansar Ansari (San Ramon, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "According to some embodiments of the invention, an authentication method is provided. Transaction data for a transaction is received at a communication device from an access device or a resource provider. The transaction data comprises a location of the access device. A location of the communication device is determined by the communication device. It is d...