ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,437,045, issued on Oct. 7, was assigned to Visa International Service Association (San Francisco).

"Method and system using conditional blocking and non-blocking query call system and method" was invented by Yuexi Chen (San Francisco), Brian Sullivan (San Francisco), Dinah Sloan (San Francisco), Hao Ngo (San Francisco) and Kiushan Pirzadeh (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method performed by at least a user device comprising an interaction application and a biometric application is disclosed. The method comprises receiving from an access device, a message comprising interaction details. The user device may perform a biometr...